Excerpt from “Social Security: Maximize Your Benefits”

Social Security Card

Replacement Social Security Cards and Changing Information on Your Social Security Record

Getting a copy of your Social Security card or correcting SSA information uses the same form. If your name, citizenship or birth date needs to be corrected on your Social Security record download, follow instructions and complete the Application for a Social Security Card Form located at www.socialsecurity.gov/online/ss-5.pdf. (You may receive three replacement Social Security cards per calendar year and 10 replacement Social Security cards in a lifetime.) The Application for a Social Security Card Form is used for applications for an original Social Security card, to apply for a replacement Social Security card, and to change or correct information on you Social Security number record.

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“Social Security: Maximize Your Benefits” Excerpt

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What can Reduce Your Social Security Benefit?

Individuals can download their personal Social Security Statements from the Internet at www.ssa.gov/mystatement/. The estimated amount of benefits listed on the statement may be overstated if you have a pension from employment that did not pay Social Security taxes. However, if you receive a pension from an organization where you paid Social Security taxes your social security benefit will not be reduced.

If you worked for a place where you did not pay Social Security taxes (such as a school district, police or fire department, local, state or federal government agency) you may be entitled to a civil service pension. You may also be entitled to a spousal or widow(er) s Social Security benefit based on your spouse’s work record. If you are due a spousal or survivor’s benefit you may lose a portion of your Social Security benefit due to your government pension.

CAUTION: This reduction is not listed on your Social Security statement and can be potentially harmful to your financial health.

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