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This just in from the Social Security Administration (SSA): During the 1950s and 1960s, the SSA published a series of comic books on Social Security-related topics in an effort to reach America’s youth, who in those days used comic books as their hottest medium of communication.

Visit the SSA history site and check out this comic from 1956 at http://www.ssa.gov/history/john56.html

The File and Suspend Strategy Versus the Restricted Application Strategy

The restricted application policy discussed in the Chapter 5: Maximizing Your Benefits by Claiming Now and Claiming More Later is when the high earner collects spousal benefits. In contrast, Chapter 6: The “File and Suspend” Approach to Maximizing Benefits investigates how the spouse of the high earner in the File and Suspend strategy collects benefits while the high earner continues accruing Delayed Retirement Credits (DRCs).