Author Archives: ksindell

About ksindell

Kathleen Sindell, Ph.D. is the author of numerous academic, popular, and professional finance articles, Web sites, proposals, and books. This includes the bestselling reference book, "Investing Online for Dummies, Eds 1-5" (listed for two consecutive years on the Wall Street Journal's Bestselling Business Book List). Her most recent book "Social Security: Maximize your Benefits" has been listed in Amazon's Top 100 Bestselling Retirement Planning Books. It is important to note that "Social Security: Maximize Your Benefits, 2nd Edition" was just released. Sindell has an in-depth understanding of the financial services industry and has held Series 7, 63, and 65 licenses. Dr. Sindell is regularly tapped as a financial services expert on ABC World News, The Nightly Business Report, and at popular online and print outlets. Kathleen Sindell, Ph.D. is a member of the Board of Directors for the Financial Planning Association, National Capital Area (FPA NCA), is on the Editorial Advisory Panel of the Journal of Financial Planning, and is Co-Chair of the Metro Washington Financial Planning Day. Sindell is a Course Chair II, CFP Program Academic Officer, and adjunct full-professor at the University of Maryland, UMUC, School of Undergraduate Studies. Contact Information: ksindell@kathleensindell.com or 703-299-1700

Do You Need a New Social Security Card?

Do you need a new Social Security Card? The Equifax breach exposed Social Security numbers and other valuable information used to authenticate someone’s identity for 145.5 million Americans. Credit reporting firms use Social Security numbers to authenticate potential borrowers. After all, Social Security numbers are unique, permanent, and used by more than 80 percent of adults. According to the Wall Street Journal (October 2017), “In both 2001 and 2006, the financial services sector Coordinating Council, a banking industry group, told Congress that by using Social Security numbers to “verify individual identities,” credit-reporting firms can quickly provide financial institutions with accurate credit histories.” Continue reading

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2018 Social Security Benefit Increases and Limits

Each year the Social Security Administration (SSA.gov) publishes Old Age, Survivors, Disability Insurance Benefits and Supplemental Security Income program rates and limits. Below is a verbatim review of the 2018 information provided by the SSA. The important news for Social … Continue reading

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