Author Archives: ksindell

About ksindell

Kathleen Sindell, Ph.D. is the author of numerous academic, popular, and professional finance articles, Web sites, proposals, and books, including the bestselling reference book, "Investing Online for Dummies, Eds. 1-5" (listed for two consecutive years on the Wall Street Journal's Bestselling Business Book List). Sindell has an in-depth understanding of the financial services industry and holds Series 7, 63 and 65 licenses. Dr. Sindell’s public speaking and writings assist individuals in gaining financial literacy. Sindell tracks a variety of financial sources to identify emerging investor and personal finance trends then creates educational investor and finance presentations or materials for publishers, organizations, trade associations and educational institutions. Dr. Sindell is regularly tapped as a financial expert on ABC World News, CNNfn, The Nightly Business Report, and at popular online and print outlets. Dr. Sindell has over 18 years of experience in designing and developing learning objectives, instructional activities and curriculum using adult learning principles and various media and tools to achieve maximum results in the shortest time. Kathleen Sindell, Ph.D. is certified to teach Business and Industrial Management, Banking and Finance by the California Board of Governors (Certificate #19507). For over four years she managed the Financial Management and Real Estate programs and faculty at the University of Maryland, UMUC Graduate School of Management & Technology. At UMUC Sindell taught 11 graduate financial management courses and four executive financial management courses. For 15 years Sindell has been a practioner faculty member of the Johns Hopkins University, Carey School of Business, where she creates graduate courses and teaches corporate finance, individual investment management and wealth management.

An Easy Step-by-Step Guide to Creating Your First Budget

Posted on December 12, 2011 by ksindell

Creating you first budget is often time-consuming and stressful. Talking about who is spending money on what often brings forward basic disagreements about household finances. A Second reason for not making a first-time budget is that it often reveals problem … Continue reading →

Posted in Blog Writing | Leave a comment

Cash Flow Planning: It’s More Than a Budget

Posted on December 3, 2011 by ksindell

Cash flow planning can help you determine how much you need to save for your children’s education, your retirement, or any long-term financial objective. It is important to keep in mind that a household can have a weak cash flow … Continue reading →

Posted in Blog Writing | Leave a comment

Three Top FAQS about Budgeting and Personal Finance

Posted on November 9, 2011 by ksindell

Question #1: What Makes Saving so Important? Cash flow is the fuel of household finance. It there isn’t enough cash flow then the household can’t make optimal financial decisions. This frequently means paying higher interest rates, settling for a smaller … Continue reading →

Posted in Blog Writing | 1 Comment

The Immediate Benefits of Budgeting

Posted on October 19, 2011 by ksindell

Budgeting is the process of forecasting, monitoring, adjusting, and controlling future income and expenses. Budgets can be informal or formal. An informal budget can be an unwritten budget that includes remembering when the car payment is due. Formal budgets are … Continue reading →

Posted in Blog Writing | Leave a comment

Eight Tips for Making a Budget you can Stick With

Posted on October 14, 2011 by ksindell

There is a difference between setting a budget and financial planning. Financial planning involves defining your goals and objectives, then “monetizing them”. That is, determining how much money you need to earn or save to achieve your goals, and measuring … Continue reading →

Posted in Blog Writing | Leave a comment

Looking for Explanations for this Spring’s Weak Housing Season

Posted on October 10, 2011 by ksindell

Many individuals waited apprehensively until the spring home selling season to put their homes on the market. Thousands of these homes were purchased at the top of the real estate market and are now worth substantially less than their purchase … Continue reading →

Posted in Blog Writing | Leave a comment

Teaching the Essentials of Personal Finance with Online Gaming and Programs

Posted on October 6, 2011 by ksindell

In recent months I have noticed the addition of many new, no-charge Web sites and online games that are designed to assist individuals in gaining financial literacy. The following are three examples, each for a different age group: Middle Schoolers- … Continue reading →

Posted in Blog Writing | 1 Comment

Review of Mint, a Free Online Money Management Program

Posted on October 5, 2011 by ksindell

Highly ranked Mint located at www.mint.com is a free online money management system that has almost 5 million users. Originally launched by Arron Patzer in September 2007 Mint.com currently tracks almost $200 million in transactions and $50 billion in assets. … Continue reading →

Posted in Blog Writing | Leave a comment

Presentations

Posted on May 8, 2011 by ksindell

Need help updating or creating a new presentation? Are you dreading the time you’ll spend interacting with your Compliance Department to meet their requirements?  

Posted in Presentations | Leave a comment

Webinars

Posted on May 8, 2011 by ksindell

Ask about our customized webinars.

Posted in Webinars | Leave a comment