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Contacting your Representative for Help with Social Security

From time to time you may encounter issues with Social Security that require the help of your Congressman. Go online to www.house.gov/representatives/ for the House of Representatives Directory. At the top right corner, enter your zip code. A Web page with the name and description of your representative will appear. Click on the name of your representative to go to the representative’s Web page. In the Search Box on the representative’s page enter “Social Security”. The search results will point you in the right direction. Once you are on the page that you desire, you’ll find the contact information for the representative’s office. Ask for the staffer who is in charge of Social Security issues.

Ways to Get a Big Check: File for Back Payments

If you are six months older than full retirement age and have not yet filed for benefits, you can request benefits to start when you turned FRA. New claimants are allowed a “claw-back” of up to six months which allows them to receive “back pay”.

Full retirement age (FRA) individuals can get a big check by using the File and Suspend strategy (see the definition earlier in this blog).  After filing and suspending you may set a start date that goes back to your application date. Depending on when you originally filed and suspended (and turned FRA) your start date can be anywhere from several months to several years. Filing your claim starts monthly payments and triggers back pay.