Sample Annual Budget Template
|
2012 |
% |
|
| Income |
45,000 |
|
| Non-discretionary expenses | ||
| Mortgage / Rent |
$12,150 |
27.0% |
| Insurance premiums |
$2,700 |
6.0% |
| Pensions |
$1,800 |
4.0% |
| Tuition |
$990 |
2.2% |
| Credit card payments |
$2,475 |
5.5% |
| Healthcare |
$2,655 |
5.9% |
| Loan payments |
$990 |
2.2% |
| Food |
$5,760 |
12.8% |
| Utilities |
$3,240 |
7.2% |
| Transportation |
$3,600 |
8.0% |
|
$36,360 |
80.8% |
|
| Discretionary expenses | ||
| Miscellaneous |
$765 |
1.7% |
| Entertainment / Vacations |
$2,520 |
5.6% |
| Charity |
$1,530 |
3.4% |
| Apparel and services |
$1,620 |
3.6% |
|
$6,435 |
14.3% |
|
| Grand Total |
$42,795 |
95.1% |
| Savings |
$2,205 |
