Discover the Benefits you Could Get from Social Security

 

Senior Couple on Computer - Vertical

 

 

Check-out the Online Benefit Screening Tool

 

There is a free online Benefit Eligibility Screening Tool (BEST) located at http://www.benefits.gov/ssa that can assist you in uncovering what benefits you could receive from Social Security. The BEST online eligibility tool screens for Medicare, Social Security Disability, Social Security Retirement, Social Security Survivors, Special Veterans, and Supplemental Security Income (SSI) benefits.  The BEST online tool will list the benefits for which you might be eligible for and indicates how you can claim those benefits.

It takes about five to ten minutes to answer the questions posed by the online screening tool.  You will have to answer all the questions. Based on your answers, BEST will tell you all the programs you qualify for. You will need to know you and your spouse’s dates of birth, date of marriage(s), and earnings information. You will be asked about your personal finances to determine if you could be eligible for SSI or qualify for help with your Medicare premium.  At the end of the questionnaire , you will have access to your results.  You are the only one who will see the results.

BEST is not an application for benefits and does not know any of your personal information, such as your name and Social Security Number. BEST will not access your personal Social Security records and will not give an estimate of benefit amounts. Additionally, BEST does not screen for help with Medicare prescription drug plan costs.

The following are a few items to keep in mind when using the BEST online screening tool:

  •  If you are answering the questions for someone else. Answer the questions as they apply to that personal.  For example, if you are answering the questions on behalf of a child “you” applies to that person.
  • If you answer that you already get benefits from one or more of the programs listed earlier, BEST will not screen those same benefits again. However, BEST will screen for other programs.
  • BEST is a quick and easy online tool that indicates the options that are available to you. The BEST tool does not exam your individual circumstances but is useful in pointing out potential opportunities.

To apply for any of the benefits listed in your results, you must contact Social Security (www.ssa.gov) to file an application or to ask more questions telephone toll free 1-800-772-1213 (TTY 1-800-325-0778) Monday –Friday, 7:00 am-7:00 pm local time or contact your local Social Security office.

 

About ksindell

Kathleen Sindell, Ph.D. is the author of numerous academic, popular, and professional finance articles, Web sites, proposals, and books. This includes the bestselling reference book, "Investing Online for Dummies, Eds 1-5" (listed for two consecutive years on the Wall Street Journal's Bestselling Business Book List). Her most recent book "Social Security: Maximize your Benefits" has been listed in Amazon's Top 100 Bestselling Retirement Planning Books. It is important to note that "Social Security: Maximize Your Benefits, 2nd Edition" was just released. Sindell has an in-depth understanding of the financial services industry and has held Series 7, 63, and 65 licenses. Dr. Sindell is regularly tapped as a financial services expert on ABC World News, The Nightly Business Report, and at popular online and print outlets. Kathleen Sindell, Ph.D. is a member of the Board of Directors for the Financial Planning Association, National Capital Area (FPA NCA), is on the Editorial Advisory Panel of the Journal of Financial Planning, and is Co-Chair of the Metro Washington Financial Planning Day. Sindell is a Course Chair II, CFP Program Academic Officer, and adjunct full-professor at the University of Maryland, UMUC, School of Undergraduate Studies. Contact Information: ksindell@kathleensindell.com or 703-299-1700
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