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OCTOBER AUTHOR TALK: Discover How to Adapt to the New Social Security Rules

Wall Street Journal Bestselling author Kathleen Sindell, Ph.D. provides the latest information about how to adapt to the new Social Security rules in her cutting-edge book, “Social Security: Maximize Your Benefits (2nd Edition)”. Join this Author Talk at the Burke Library, 4701 Seminary Road, Alexandria, VA 22304-1403 (703-746-1776) on Thursday, Oct. 13, 2016, 7:00 – 8:30 PM.
The Bipartisan Budget Act changed the rules of Social Security. What is the best way for you to adapt? Discover seven strategies, purchase the book and have it signed. For example:
1. You will discover how same-sex, married and unmarried couples can coordinate claiming strategies to gain the maximum benefits.
2. Find out how you can benefit from the “Re-Set.”
3. Find out how delaying Social Security benefits can have a direct effect on the financial well-being of surviving spouses.
4. Understand what divorced spouses need to do to receive the highest amount of lifetime benefits and how to choose between claiming their own or their ex-spouses benefits.
5. Get a hold of how singles need to decide the true value of not claiming until 70.
6. Become aware of how families with dependent minor children (or disabled children) should investigate the start-stop-start strategy to decide if it is best for boosting income when it is needed most.
7. Grasp how survivors can optimize benefits by being flexible when determining the order in which they claim benefits.

For more information, contact Kathleen Sindell, Ph.D. (ksindell@kathleensindell.com)

On June 8, 2016 President Obama suggested that Social Security retirement benefits should be increased, “It’s time we finally made Social Security more generous and increased its benefits so that today’s retirees and future generations get the dignified retirement that they’ve earned.” Additionally, Obama stated that “And we can start paying for it by asking the wealthiest Americans to contribute a little bit more. They can afford it. I can afford it.”

In 2009 President Obama promised the American people to ask those making over $250,000 to contribute a “bit more to Social Security” to keep it sound. He considered plans that would ask those making over $250,000 to pay in the range of 2 to 4 percent more in total (combined employer and employee).”(for details see http://change.gov/agenda/seniors_and_social_security_agenda/)

According to the Center on Budget and Policies Priorities (CBPP)(located at http://www.cbpp.org/topics/social-security ) Social Security retirement benefits are already modest. The average benefit for retired workers is around $1,350 per month ($16,200 per year). The CBPP states that the, “The United States ranks 31st among 34 developed countries in the percentage of a median worker’s earnings that the public-pension system replaces.”